Take advantage of other people’s money to fund your retirement by an extra 60% to 80% more in tax advantaged income

If you are over 40 and have only just begun saving for retirement, then you should be setting aside about 1/3 of your income annually. Retirement experts generally agree that at least $1,000,000 of savings is required for retirement. This figure doubles for wealthier couples. On top of that, there are growing concerns of inflation, future healthcare costs, and rising tax rates.

Yet most highly compensated individuals only save 9-12% annually to maintain their current lifestyle.

By leveraging other people’s money, we can offer you the potential to add three times the amount of money towards retirement. The extra money gets you closer to the accumulation goals to maintain your lifestyle as you age, without additional drain on your current budget.

Disclaimer

These materials are meant for education and illustration purposes only and does not constitute, nor should be considered as investment advice. Pursuant to IRS Circular 230, the information provided is not intended to provide specific legal or tax advice and cannot be used to avoid penalties or to promote, market, or recommend any tax plan or arrangement. You are encouraged to consult your personal tax advisor or attorney. The numbers and figures shown herein are not guaranteed unless otherwise specified. Receipt of benefits depends on rider and meeting certain qualifications and riders vary by state. The use of one benefit may reduce or eliminate other policy and writer benefits. Policy Loans and withdrawals reduce the policies. Cash value and death benefit may result in taxable event. Substantial tax ramifications could result upon contract, lapse, or surrender. Surrender charges may reduce the policies cash value in early years. It is possible that coverage will expire when either no premiums are paid following the initial premium or subsequent premiums are insufficient to continue coverage. The Kaizen strategy is dependent on the client making contributions for the first five years, therefore not defaulting on the policy, which could result in policy lapse and surrender charges. The client will not have access to the policy, the cash values, the death benefits, or the living benefits until the loan is repaid and assignment is released. The lender has the right to discontinue funding new premiums, exit the market, or to demand loan repayment based on the terms and conditions signed by the master trust. See the Master Trust documents for additional information. There are some exceptions to the rule. Please consult a tax professional for advice concerning your individual situation.